NR
NATIONAL RESEARCH CORP (NRC)·Q3 2025 Earnings Summary
Executive Summary
- Q3 2025 revenue was $34.6M, up 2% sequentially but down year-over-year; GAAP diluted EPS was $0.18, and Adjusted diluted EPS was $0.23 .
- Adjusted EBITDA reached $10.9M (+11% y/y), with margin expanding to 31.4% from 27.2% y/y, driven by lower compensation expense and timing of marketing spend .
- TRCV rose to $141.7M (+8% y/y), marking the fourth consecutive quarter of sequential TRCV growth and the strongest growth since 2020; net retention hit its highest level since 2020 .
- Capital return accelerated: 618,264 shares repurchased for $9.3M, and the quarterly dividend was raised 33% to $0.16, payable Jan 9, 2026 .
- Estimates context: S&P Global consensus for EPS and revenue was not available for Q3 2025*, so beat/miss vs Street cannot be determined (Values retrieved from S&P Global).
What Went Well and What Went Wrong
What Went Well
- “We delivered our fourth consecutive quarter of recurring contract value growth, driven by strong sales and meaningful improvement in customer retention” — Trent Green, CEO .
- Net retention reached its highest level since 2020; cross-sell/upsell activity was “the best quarterly customer expansion activity we’ve seen in six years” .
- Adjusted EBITDA margin expanded over four points y/y to 31%, supported by reduced compensation expense and timing of marketing expenses .
What Went Wrong
- Revenue decreased y/y from $35.8M (Q3’24) to $34.6M (Q3’25); GAAP net income fell y/y to $4.1M from $5.7M .
- Interest expense rose to $1.46M in Q3’25 vs. $0.71M in Q3’24; notes payable increased to $76.0M from $57.9M at YE 2024, elevating leverage .
- Management flagged that certain marketing expenses will return in Q4 (timing-related), potentially pressuring near-term margin .
Financial Results
KPIs
Guidance Changes
Note: NRC did not provide quantitative revenue, margin, OpEx, OI&E, tax-rate, or segment guidance ranges in Q3 2025 materials .
Earnings Call Themes & Trends
Management Commentary
- “Healthcare systems are placing their trust in NRC to drive continuous improvement — a trust we earn through authentic partnership, exceptional service, and unmatched expertise” — Trent Green (CEO) .
- “Adjusted EBITDA… representing a 31% margin, which expanded over four percentage points from Q3 of 2024. Operating expenses were lower, due primarily to reduced compensation expense and the timing of marketing expenses” — Shane Harrison (CFO) .
- “We empower our clients to act, providing the tools, workflows, and best practices that convert insight into measurable improvement… We’re building on a scalable, modern tech stack to support seamless integration and new AI-driven innovations” — Trent Green (CEO) .
- “We remain committed to a disciplined approach to capital allocation, balancing dividends and opportunistic share repurchases with strategic investments… that deliver compelling ROI” — Shane Harrison (CFO) .
Q&A Highlights
- The Q3 2025 call featured prepared remarks without an open Q&A session; the call concluded after management commentary .
Estimates Context
- S&P Global consensus estimates for NRC’s Q3 2025 EPS and revenue were not available, preventing a beat/miss determination*. Management highlighted internal targets and momentum (TRCV growth, margin expansion), but no Street comparisons can be made for this quarter .
- Implication: In absence of consensus, investors should anchor on TRCV trajectory (+8% y/y), margin expansion to 31.4%, and capital return profile to assess fundamental momentum .
*Values retrieved from S&P Global.
Key Takeaways for Investors
- Sequential revenue growth (+2% q/q) alongside y/y Adjusted EBITDA growth (+11%) and margin expansion to 31.4% signals operating leverage despite modest top-line pressure y/y .
- TRCV growth (+8% y/y) and highest net retention since 2020, plus notable competitive takeaways, point to strengthening forward revenue visibility and customer expansion .
- Dividend increase to $0.16 and ongoing buybacks underscore confidence in cash generation and balance-sheet capacity to return capital while investing in growth .
- Watch Q4 for normalization of marketing expenses that could temper margin; monitor whether sales momentum offsets this opex timing headwind .
- Elevated interest expense and higher notes payable warrant attention; continued cash flow strength ($13.8M CFO in Q3) provides cushion, but leverage trends should be monitored .
- Strategic focus on modernizing the tech stack and introducing AI-driven innovations may enhance product differentiation and upsell/cross-sell potential over 2026 .
- With Street estimates unavailable this quarter*, stock narrative likely hinges on internally visible KPIs (TRCV, retention, margin) and capital return cadence rather than headline “beat/miss” optics .
*Values retrieved from S&P Global.
Additional Context: Prior Quarter Results (for trend analysis)
- Q2 2025: Revenue $34.0M; Adjusted EBITDA $10.3M (30.3%); GAAP diluted EPS -$0.01 due to non-recurring executive comp; TRCV up 2% sequentially; ~382K shares repurchased; dividend $0.12 .
- Q1 2025: Revenue $33.6M; Adjusted EBITDA $10.3M (30.8%); diluted EPS $0.25; sales force expansion, new repurchase authorization up to 1M shares .
- Q3 2024 (comp): Revenue $35.8M; diluted EPS $0.24; TRCV ~$131.6M .
Selected Other Q3-Period Press Releases (Relevance to Momentum)
- Dividend raised to $0.16 per share (declared Oct 15, 2025) .
- Customer engagement momentum continues post-quarter (e.g., NMHS partnership announced Nov 6, 2025) supporting narrative of competitive takeaways and product breadth .